It is Mandatory for All VLE’S to become a RAP


As you are all aware that Rural Authorized Person ( RAP) Insurance service allows a VLE to sell Insurance Products through Digital Seva Portal once they pass IRDAI examination. It is the only channel that allows licensed VLE to sell both Life Insurance and General Insurance products.

It is mandatory for all VLEs to become a RAP. ALL VLEs should register themselves for RAP service and to appear for RAP exam using the

updated link for registration .

Benefits of RAP License
Ø  With one license RAP can sell –
Life Insurance
Motor Insurance- Third party & Package policies
Personal Accidental Insurance
Fire and Allied Perils
Farmer Package Policy
Cattle Insurance
Health Insurance
Ø  Instant Commission – VLEs get instant commission for the policy sold along with commission for printing policy document.
Ø  Over the counter policy Issuance  – policy is issued on the spot
Ø  Access to multiple companies under one portaL/